Commercial insurance for property owners and managers.

We shop insurance for the buildings you own.

We prepare the owner’s insurance account from the building schedule and ownership entities. We check the requirements in leases and financing documents, request terms, and explain how the property and income cover compares.

• We identify each ownership entity and recent property transactions.
• We account for completed improvements when preparing the values schedule.
• We distinguish the owner’s rental income from a tenant’s business income.
• We check lease and financing requirements against the proposed insurance.

We check insurance against your management responsibilities.

We help property managers establish which insurance belongs to the owner and which cover their own business needs. We examine the management agreement and identify service or fund-handling responsibilities that require separate attention.

• We establish who is responsible for arranging the building policies.
• We examine vendor insurance conditions in the management agreement.
• We identify management-error and client-fund insurance needs separately.
• We include occupancy changes and maintenance projects in the account description.